Are you an IUL agent? Ask yourself.
If you sold IULs believing they were the best thing for your clients, it may be time to take an honest look — and a path to make it right.
The questions most agents avoid.
Do they hold up?
What if the IULs I sold don't work out the way I sold them?
Where's the proof?
Why aren't more IUL agents bragging about their 10+ year-old policies?
Do I get it?
Do I really understand the product I'm selling — fees, caps, loans, and cost of insurance?
Be honest with yourself.
If any of these land, you're not alone — and there's a way forward for you and your clients.
Take the Agent IUL Quiz.
Watch the Agent IUL Masterclass, then take a short quiz to see if you qualify for a book audit and a spot in the movement.
Were you trained to sell IULs for these reasons?
If this was the pitch, you were likely never given the full picture.
…while avoiding the rising cost of insurance, how policy loans really work, and the fact that dividends are excluded from the "index" return.
What agents get with LIFE180.
More education
The full picture on how these products actually work — so you can advise, not just sell.
Mentorship
Real guidance from people who've done the work, not a recruiting funnel.
No pressure
No sales quotas, no recruiting pressure on your friends and family.
Community-driven
An agency built around doing right by clients — and each other.
Read what you were never handed.
Top 10 Questions to Ask Your IUL Agent
If you can't answer these ten in detail, it's worth a conversation.
Download → White paperThe IUL White Paper
How illustrations are built, why real returns diverge, and what the fine print costs.
Download → Book · MasterclassIUL Exposed
Chris Kirkpatrick on how IUL is mis-sold — and the better path.
Get the book →Want to collaborate, create content, or debate Chris live?
If you're an agent ready to do right by your clients — or want to go head-to-head on the facts — let's set it up.
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